Life and AD&D Insurance
Life and AD&D (accidental death and dismemberment) insurance provides financial peace of mind for you and your loved ones in the event of death or permanent accidental injury.
Life and AD&D Insurance
Your CUPE EWBT benefits plan includes life and AD&D insurance to provide crucial financial protection for you and your family if you were to pass away or become permanently injured in an accident.
Basic Life and AD&D Insurance for Members
All members enrolled in the CUPE EWBT benefits plan are eligible for basic life and AD&D insurance.
Supplemental Life and AD&D Insurance for Members
Members who moved into the CUPE EWBT on March 1, 2018 and had basic life insurance greater than 2 times their annual earnings, had the option to continue the additional coverage at the member’s cost. This additional coverage is called supplemental (or supplementary) life and AD&D insurance.
Optional Life and AD&D Insurance
You also have the option to purchase (at your own cost):
- Optional life and/or AD&D insurance for yourself
- Optional life and/or AD&D insurance for your spouse
- Optional life insurance for your dependent children
Living Assistance Benefit For Terminally Ill Members
This benefit provides an advance payment of a portion of your life insurance if you are diagnosed with a terminal illness, subject to Canada Life’s approval of your application. Contact Canada Life to learn how to make this request, and to understand how this would adjust your beneficiary’s payout upon your death.
Have Questions about Life and AD&D Insurance?
Contact OTIP to learn more about life or AD&D insurance, including eligibility, rates, and how to apply.