Other Medical Services, Supplies & Devices

Your CUPE EWBT health plan extends beyond the things that often come to mind first – like prescriptions and glasses – to costly medical services and devices like hearing aids and glucose monitors.

Coverage for Medical Services, Supplies, and Devices

At the CUPE EWBT, we understand that your health needs go beyond eyeglasses, prescriptions, and paramedical practitioners. That’s why our benefits plan includes coverage for a variety of medical services, supplies, and devices to support your overall well-being and provide financial peace of mind.

To be covered, the expense must be due to a medical condition, illness, or injury, and may require a doctor’s prescription and/or assessment.

Coverage Overview

Service/Supply
Ambulance Services
Diabetic Equipment
Blood Glucose Monitor
Flash Glucose Monitor
Continuous Glucose Monitor (including sensors and supplies)
External Insulin Infusion Pump
Sleep Apnea Devices, CPAP Machines, and Supplies
Custom-Fitted Orthopaedic Shoes
Custom-Made Orthotics
Hearing Aids
Private Duty Nursing
Custom-Made Compression Hose (Surgical Stockings)
Wigs (due to medical condition)
External Breast Prosthesis
Surgical Brassieres
Incontinence Supplies
Accidental Dental Treatment
Maximum Coverage
Emergency transport to nearest treatment centre, including air ambulance when critical
Diabetic Equipment
Up to $150 every 12 rolling months
Reasonable and customary cost (sensors are covered under the Prescription Drugs benefit)
Up to $4,000 combined every 12 rolling months
Up to $2,000, once every 60 rolling months
Up to $2,500 combined, once per 60 rolling months, beyond the Assistive Devices Program
Up to $500 for one pair every 12 rolling months
Up to $700 for one pair every 24 rolling months
Up to $2,500 every 24 rolling months
Up to $25,000 every 36 rolling months
Two pairs every 12 rolling months
Up to $1,000 lifetime maximum
One per 12 rolling months
Two per 12 rolling months
$1,000 per 12 rolling months
Treatment required on sound natural teeth due to an external blow to the mouth
Maximum Coverage
Ambulance Services
Emergency transport to nearest treatment centre, including air ambulance when critical
Diabetic Equipment: Blood Glucose Monitor
Up to $150 every 12 rolling months
Diabetic Equipment: Flash Glucose Monitor
Reasonable and customary cost (sensors are covered under the Prescription Drugs benefit)
Diabetic Equipment: Continuous Glucose Monitor (including sensors and supplies)
Up to $4,000 combined every 12 rolling months
Diabetic Equipment: External Insulin Infusion Pump
Up to $2,000, once every 60 rolling months
Sleep Apnea Devices, CPAP Machines, and Supplies
Up to $2,500 combined, once per 60 rolling months, beyond the Assistive Devices Program
Custom-Fitted Orthopaedic Shoes
Up to $500 for one pair every 12 rolling months
Custom-Made Orthotics
Up to $700 for one pair every 24 rolling months
Hearing Aids
Up to $2,500 every 24 rolling months
Private Duty Nursing
Up to $25,000 every 36 rolling months
Custom-Made Compression Hose (Surgical Stockings)
Two pairs every 12 rolling months
Wigs (due to medical condition)
Up to $1,000 lifetime maximum
External Breast Prosthesis
One per 12 rolling months
Surgical Brassieres
Two per 12 rolling months
Incontinence Supplies
$1,000 per 12 rolling months
Accidental Dental Treatment
Treatment required on sound natural teeth due to an external blow to the mouth

Coverage Notes

  • Eligible services, supplies, and devices are covered at 100% with no deductible, up to the maximums shown above and in the Benefits Booklet.
  • The benefit year runs from September 1 to August 31. Rolling months are consecutive months from the date of purchase or service.
  • For medical devices and equipment, Canada Life may only cover the cost of rental and not purchase. Be sure to submit an estimate (predetermination) before incurring the expense.
  • Benefits paid are subject to Canada Life’s Reasonable & Customary Limits. We recommend contacting Canada Life before making a purchase to confirm coverage amounts, especially for medical equipment that may be eligible for purchase or rental.
  • Please refer to your Benefits Booklet for more details, including limitations or exclusions that may apply.

Have Questions About Your Coverage?

Refer to your Benefits Booklet for detailed coverage, limitations, and exclusions. For specific inquiries, contact Canada Life.

Contacts Guide